Tangem Pay allows clientele to disburse Circle’s USDC fixed-value asset globally through a digital Visa instrument that is connected immediately to Tangem’s self-governed physical vault.
The digital currency vault firm Tangem has introduced Tangem Pay, a digital Visa instrument that is linked immediately to the physical repository, facilitating clientele to utilize fixed-value assets at countless retailers globally.
Tangem and Paera Partner to Launch USDC Payments via Visa Across Global Markets
Introduced in partnership with US settlement infrastructure enterprise Paera, Tangem Pay permits clientele to lodge and disburse Circle’s USDC fixed-value currency on the Polygon network, as communicated by Tangem in a press release shared on Wednesday.
“Upon the funds being lodged into their Tangem Pay register, the clientele can transact wherever Visa is honored, irrespective of the domestic denomination,” Tangem Pay CEO Marcos Nunes declared, noting that the program accommodates Apple Pay and Google Pay for immediate Visa settlements.
The issuance of the instruments by Tangem Pay will commence in late November throughout the United States, Latin America, and principal Asia-Pacific territories, with a subsequent European rollout scheduled for 2026.
Launching First Across 42 Countries
The commencement of Tangem Pay presents access to clientele situated in 42 territories, encompassing Australia, Brazil, Japan, Hong Kong, Singapore, and the US.
“The virtual card is just the beginning — we are already working on adding new countries and incentives to make this our users’ number one card for their daily spending,”
Nunes said.
The introduction of Tangem Pay corresponds with Tangem’s objective to furnish a complete self-sovereignty interaction, which is conceptualized by the enterprise as “hold, increase, and utilize.”
Bridging Self-Custody Payments with KYC Compliance
In contrast to institutional repositories, self-sovereign systems permit clientele to hold digital assets without depending on outside intermediaries, generally bypassing the identity verification protocols that are standardized.
Even though Tangem’s physical repository exemplifies the “act-as-your-own-financial-institution” tenet of self-sovereignty through furnishing a cold storage solution, the Tangem Pay register remains bound by identity verification mandates.
“Tangem has no access to user data. If a user undergoes KYC, it only applies to their Tangem Pay balance,”
the Tangem Pay CEO said,
“If a user is sanctioned or engaged in illegal activity our regulatory partner — not Tangem — can disconnect the payment card from the payment network. Again, no one has access to the Tangem wallet itself, and Tangem Pay’s KYC has no effect on this.”
adding:
The adherence and transactional segments of Tangem Pay are managed by Rain, a fixed-value asset payment foundation that disclosed intentions on Tuesday to engage in the upcoming stablecoin-centric settlement framework being developed by the international payment behemoth Western Union.
Formally publicized in late October, Western Union’s Solana-based Digital Asset Network will incorporate the enterprise’s exclusive fixed-value asset and is projected to be deployed within the initial six months of 2026.
